Oh yeah, we like to gloss over the negative, but I deal in the real world.I think most lending of this sort is in the 2nd position (very risky), if involved in purchases, or is to an overly optimistic "investor" buying a property at full price using a creative finance technique or doesn't anticipate market conditions shifting or . . . on and on.

You want eyes on:✔️ Views & clicks✔️ Showing requests✔️ Feedback from prospects✔️ Comparable activity in real timeIf the data says something’s off, you adjust early, not after weeks of lost rent.If you have a property that has been sitting, I'm happy to take a look!

Should I involve an attorney ahead of time to check for liens, back taxes, or other encumbrances that might transfer with the property?

They become your eyes and ears on the ground.

If the deal only works because of them, it’s probably not a deal.Where I’ve seen investors make it work in similar markets is: modest rehab to reset rents, slightly higher down payments to stabilize cash flow, or pairing cash flow with a longer-term equity story instead of forcing both aggressively on day one.If anything, you may just need to adjust expectations on where the return shows up early (steady but modest cash flow + risk-adjusted stability), rather than loosening your math.Happy to compare notes or walk through a deal if you want a second set of eyes

Ask to see the track record of the individuals involved in any "guru" programs.

Try for the variance.The eye-watering expense: Heat for the in-law apartment.

Which specific Denver neighborhoods are you eyeing for the 4-plex?

Jump in and get involved . . . you'll find it a great use of your time and energy.Sunny Singh - Thank you.

Also learn basic Excel/Google Sheets—huge edge.How to network as a teen: Local REI meetups (go with curiosity, not asking for money), BiggerPockets forums (you’re already doing this right), and even helping investors for free—photos, cleanup, data entry, social media, driving for dollars.Getting involved early: Wholesaler support roles, contractor helpers, property management assistants, or interning with an agent once you’re eligible.