The clause where it's occupied is a little odd...sounds like they have you captive until the place is vacant!

I know its not legal.. but I self insure myself in that regard. some say its recession proof and some say not.. my banker says not.. he says when economy gets tough they just won't spend 200 bucks a month to store their stuff they either up and leave it or move it somewhere else.. so that's two opinions.my units were quite unique one they were A class and two right across the street from 300 floating homes and all my tenants save a very few had house boats.. so I kind of had a captive audicance and once I got it converted to mainly all houses boats..

I'm not sure Hendersonville/Gallatin is your shipping container apartment captive audience. 

I am not talking about independent agents or captive agents.

@Andrew Butler,Those are usually stand alone companies that are what is called "captive QI's". 

Independent and captive.

My experience, independent agents write cheaper better auto polices, direct writers/ captive agents, cheaper better fire insurance.

I would go with an independent agent who can shop the market as opposed to a captive agent.  

I am a captive insurance agent on the other side of the state, but I am familiar with the Baton Rouge area.

What really captivates me is the concept of passive income, of course,  land ownership has always been a goal for me personally, but while my expenses are low and my responsibilities minimal, I would like to set myself up for future success.