Mind you, it also takes a somewhat sophiscated borrower and savvy defense attorney to decipher these laws and use it as a defense.  

@Jeffrey HonakerUgh ...Too hard to decipher bro .

There's a list of FHA requirements that other people have discovered, which can help you decipher yourself.

I will need to spend some time to really decipher your pillars. 

But again, you'll get more familiar with that just by shopping around for a bit.Not sure if that is overly helpful, it's certainly not a technical answer, but it's how I decipher things!

Originally posted by @Dean Letfus:I'll leave you to your confused thinking Nick, have a nice day.Im not confused at all, in fact you explicitly stated that you were confused because you couldn't decipher what question I was asking.

I'm having a tough time finding something up to date and easy to decipher that's broken down by city, or at least county. 

I hope you can decipher as I reply in line to some of what you are saying.PITI comes to just $1,871 for 100% financing which would mean $1,729 positive cash flow just for taking the thing. 

Any help would be greatly appreciated as I'm trying to decipher between Reading Lancaster or philly as I'm central to all 3

These can be a little tough to decipher.