Hell, it was even buying corporate bonds of blue-chip companies like Apple (CNBC).

Individual stocks, banks, REITs, oil & gas partnerships, venture funds, even “blue chip” names have all gone to zero at different points in history.

To best grow a portfolio it's important to get appreciation to chip-in, and not rely solely on ones own capitol investments. 

We currently live in a tiny home on wheels behind my sisters house that we have tried to sell but because we are based in Georgia and the laws are harder then out west it has been almost impossible.

These properties will appeal to certain renters but it's going to be a tiny minority and you'll have plenty of competition for that limited demand.

I am trying to understand every, little, tiny last detail and point of failure.

If LTR at 3,200 covers PITI plus pool with a tiny buffer, tighten risk with strong screening, 12–18 month lease, and tenant‑paid utilities; add a rent‑increase clause at renewal.

The only thing I would reply to what you wrote, and what I think will help you with what might possibly be a valid chip on your shoulder, is that you say you were being described as a huckster, but JD doesn't know you at all to my knowledge.Part of what I have been saying on here for years is that responders are taking everything as a personal assault on them, but when they do, it's because of an issue they are having with themselves.

You can also try to have a reasonable conversation with them now to see if they will keep it set lower or chip in towards the bill, but if it's not in the lease cannot force them to. 

Landlords should not be scared of the lead paint ordnance rather educate themselves on what should be done to prevent an issue.A prospective landlord may look for homes that are already sided (no exposed chipping paint), have replacement windows or jamb liners in place, and in general lack or can be made to lack chipping paint.