It's something to watch 3...6 months from now, no one is immune to this (excuse the pun).I don't expect everything to be business as usual even when the death rate slows, there will have to be cutbacks by corporations and professionals to compensate for the losses.

Are these immune from regulation? 

:D Using bleach to get rid of mold is a lot more dangerous to those using it than remediation methods that actually remove the mold (not just kill it).Here is what the EPA says:"The purpose of mold remediation is to remove the mold to prevent human exposure and damage to building materials and furnishings....The use of a biocide, such as chlorine bleach, is not recommended as a routine practice during mold remediation, although there may be instances where professional judgment may indicate its use (for example, when immune-compromised individuals are present)."

Owen, although I agree for the most part of your analogy, I disagree with the notion that cash flow is somewhat immune trends and fluctuation.