The overall inventory is trending down.Rental Market TrendsThe charts below are only relevant to the property profile that we target.Rentals - Median $/SF by MonthRents were flat MoM again, and practically flat YoY.

This is a very workable approach, and you’re thinking about it the right way.I’ve helped clients (and personally structured) deals where home equity from a high-cost market like CA was used as the acquisition capital for Midwest LTRs, then stabilized with long-term financing once the rental is in place.A few practical points from experience:HELOCs work best as a bridge — speed + flexibility — but you want a clear take-out plan (DSCR or conventional) once the property is rented.For small multifamily, make sure you’re stress-testing rates + HELOC draw cost, since carrying both temporarily is common.Lenders vary a lot on HELOC terms (CLTV limits, draw period, variable rate caps), so structure matters more than the headline rate.Indy can work for LTRs, but I’d focus heavily on submarket selection and property management — that will matter more than the city itself.Happy to share what’s worked (and what to watch out for) if helpful.

I’d love some feedback on whether this 'Slack-as-a-CRM' logic is actually practical for a high-volume team, or if I’m over-engineering it."

The near-misses I’ve seen this year almost always come back to optimistic ARVs or thin margins that didn’t leave room for today’s underwriting.Looking ahead to 2026, early indicators point to:Continued DSCR focusSlightly tighter LTVsMore emphasis on durability vs. max leverageThat lines up with recent commentary from groups like the MBA, AAPL, and broader private credit analysts showing banks staying cautious while non-QM and DSCR demand holds steady.Feels like a market that’s rewarding clarity and discipline more than creativity right now.Thanks for the sharp take @Christian Wamsley and spot‑on about DSCR becoming the practical default with its focus on real cash flow coverage and realistic underwriting.

A 4.5 rating with 80 reviews can tell a very different story than the same rating backed by hundreds.It’s also worth asking a few practical questions:– Do they have a response-time policy for owners or tenants (for example, within 24 business hours)?

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Practical checklist you can apply to SDIRA investments this month.1) Policy & Regulatory Updates2026 IRA Contribution Limits IncreasedWhat changed:The IRS increased the annual contribution limit for IRAs for the 2026 tax year to $7,500 (from $7,000 in 2025).

A few common practices that are working in the current rate and insurance environment:1.

When I started many years ago, it was standard practice to stay away from rentals that had pools.

These are the small practical challenges that I find making prop mgmt really difficult for us to operationalize.