There are all sorts of local down payment assistance programs and such as well, so there are options if you know where to look.

much obliged for the  invaluable information @James Wise and @John Thedford . wholesaling wasn't our overall business plan but was intended to raise enough  capital to rehab a property and pay for our tuition for the fortune builders mastery program. 

However, a quick Google search led me to this initial list of requirements, which can vary by location: You must be enrolled in the tenant-based program.

While I made it clear that I was looking for a very specific course of instruction and coaching, Brian pulled out the guru spiel and convinced me that his full one-year coaching program, for $7,000, would be in my best interest.

All these guys have personal loan programs for that much.  

My name is Tony, and I work with the Biggerpockets Featured Agent Program!

The renters/buyers who apply for this RTO program would be self-selecting, since they would know ahead of time that they would be required to submit a lot of information to qualify.  

My name is Tony, and I work with the Biggerpockets Featured Agent Program!

FHA does also offer a rehab program that will allow you to incorporate up to 35k to the loan to do home improvements if you do want to buy a home that needs minor work.

Government creates a 'program(s)', program(s) negatively affect society and they blame the bigotry of private enterprise.