Quote from @Mark Bassali: After reviewing a lot of dscr files that didn’t make it to the finish line, a few patterns keep showing up:• Deals that “cash flow” on paper, but don’t qualify under the lender’s rent methodology• Reserve and liquidity requirements surfacing late and killing momentum• Assumption that all dscr lenders underwrite the same (they don’t)• DSCR being forced on deals that still need seasoning or stabilizationThe deal itself usually isn’t bad, the structure and lender fit are.When dscr is matched correctly to the asset, market, and timing, it’s one of the cleanest tools investors have.

It means your property isn’t dependent on a single event, attraction, or weather pattern to stay relevant.What Types of Properties Actually Win HereNot every house in the Poconos works as a short-term rental.

I didn’t invest out of fear or desperation—I invested based on knowledge and patterns I’ve seen succeed.At this point, recovering the money isn’t even the priority.

And there’s one pattern I keep seeing over and over.Let’s call it what it is:Most investors don’t trust wholesalers.Not because all wholesalers are bad but because ARVs are often inflated, comps are questionable, and assumptions are overly optimistic.

It’s also important to pay attention to where local employers are expanding, ease of access to daily amenities, school quality, traffic patterns, and long term zoning plans when evaluating appreciation potential.

What was once underground now has a legitimate path forward.Zooming out, the pattern is clear.

Tools like Sub2, BRRRR, or hard money can be useful, but they’re usually most effective after the fundamentals are stable.One pattern I see when people are frustrated is focusing heavily on what they don’t want to do—no coach, no advisor, no structured plan, no outside perspective.

This will narrow your OOS gap.My team works with a lot of OOS investors here in Milwaukee and there is definitly a pattern tied to success: narrow the gap as much as you can and also buy a quality property in a desireable neighborhood.

This is definitely a scam then with the same pattern in every project.

I am in a holding pattern now to see if things will eventually stabilize and the returns start.In gen it feels turnover costs will be much higher than other mid west markets due to time to find qualified tenants.