However, conventional loans get harder and harder the more properties you own and the more complicated your taxes get, especially if you don't have a W2 or strong/stable income.Even though I can get conventional loans, I often try to go asset-based or commercial lending because I don't want to deal with tax returns (I always file at the end of my extensions) or worry about DTI, and I want to have loans to my LLC.

Even with a VA loan, you still need to qualify for the loan.There those more “advanced” techniques such as seller financing and lease to buy option.Good luck

Hey all, I just signed a year lease as a tenant in June, and due to complications from Covid, am now trying to get out of said lease.

In the mean time, I figured I might be able to get started with other techniques.

@Tim O'Keefe it's a little unclear what you mean (or they mean) by "rolling one mortgage into another", but I'm thinking they might be referring to having one mortgage secured by both properties, which is sometimes called a "blanket mortgage".There's nothing inherently bad about that and if it lets you get the deal done you might want to consider it, but it does mean selling one (but not the other) down the line is a little more complicated.

@Nicole Holcomb I get my list from Propstream, they have a free 7-day trial to see if you like it but after that, I am on the $99 per month subscription and I didn't know that sort of mailing technique was that cost-efficient. 

He is short on specific technique, but you can learn that here on BP. 

Nevertheless, it is a complicated process involving multiple steps- to name a few, you need to spend 100% of the amount to "substantially improve " the property.

Jacob, the analysis get complicated fast with the introduction of a possible refi - whether the bank would qualify as bona fide purchaser for value is going to be heavily dependent on state law under those circumstances - you really need to consult local counsel on an issue like that. 

Makes it easy for them and helps reduce the vacancy on my end.Pre-covid, I'd probably make them a deal to help show the house to prospective renters to reduce their fee, but nowadays, that gets a lot more complicated.