One can then utilize this credit line to purchase RE and achieve higher CoC with the advantages of appreciation, depreciation (reduction of taxes) and interest deduction.Banks lend at very favourable rates for RE since they have collateral to lend against - which isn't the case with other types of investments.

Interactive Brokers offers a 2.2% loan, but the call happens automaticallyHas anyone managed to secure a line of credit WITHOUT it being callable?

After Principle, Interest, Tax, Insurance, money set aside for Maintenance/improvements, Property Management, Utilities etc, is it cashflowing?

I'm asking because currently, I own another company (not for real estate) in the US, which utilizes this structure.

Right now the current landlord is dumping buckets of cash into the utility bill every month.

For about a week now My broker is trying to get financial information from the sellers broker but we keep getting mixed answers regarding the utilities, leases.

If this is a multi-family, are the utilities on the units metered separately?  

Are you using actuals for utilities, MGMT, taxes, etc?

You need to include vacancy, utilities, repairs, CAPEX and management allocations.

The projected utility budget needs to be subtracted out to get the rent allowance.