As to getting a decrease, you can look at the value to see if it makes sense.  

Increase in Limitations on Expensing of Depreciable Business Assets.Per Section 179, taxpayers can currently expense up to $1 million of qualifying business property, decreasing if the property's cost exceeds $2.5 million, with these limits adjusted for inflation.

So the cartels have no interest in causing a decrease in tourist numbers.

And if the rates decrease to <5%, we can always refinance and pay-down sooner with the generated cashflow.Any one doing something similar for kids education and long-term wealth building?

@Fareha Zeb1.can get in for low down2.hands on land lord experience3.decreased living expenses4. excellent ROI on the 5% down. (+80% ROI)5.

@Clay Gregord Personally, I do not believe laminate over granite will decrease the rent potential.

It did not take very long to achieve a very nice net worth, which continues to increase while many are starting to see their net worth decrease.

Chris lets assume i can pay on time and my credit is high but the home priced decreased 30% and there is a recession.

I think you have to consider the duplex value would decrease and how would that impact your investment.  2) HOA's are always concerning (personal experience). 

For example, during peak season rental rates can be increased to take advantage of higher demand and occupancy, while during slower times they can be decreased to attract more people.