The EIN is basically the SSN for the business and that will further help keep your business separate from your personal.

I have 14 separate policies with them right now for vehicles, umbrella, personal and business insurance.

There is still a chance things could get over turned, given you must go through three separate panels before you get final approval, none of which are connected, so the left hand doesn't know what the right hand is doing. 

Do you have a "Master Corporation," and then a separate corporation for each state you do business in?

Consider opening a separate account dedicated to dealing with the property management co only. 

In other, words, you have to file a separate motion / send a notice. 

And I advise you to collect rent from each individual separately, rather than as a group.In many cases students don't have credit history.

I believe insurance can only go far and separation of  assets would be preferred.

It's difference separates it from the I-35 corridor market dynamics allowing it to stand on its own instead of being a commuter community.I don't live or invest in Lockhart but appreciate that it has a stand alone economy that isn't dependent on the economic health of Austin or San Antonio.

You basically lose the protection the courts would offer because they will see right through the transaction.4) Depending on exactly how you structure things will depend on if you need to file a separate tax filing for the LLC, or if it can be a disregarded entity and claimed on your personal tax filing.