Ask the family about the capital expenses, (roof, HVAC, siding, windows, etc.) for the past 5 years. 

I'll get a higher IRR with less headaches and risk by having 20 doors that pay $2000/m in a gateway market, but those details are rehashing old threads.Point being: I'm invested in our market because of the long term appreciation, which is largely a function of our public policy and desirability. 

That happened to me in the past and I learned it the hard way.

The lender I originally posted said that they use my current and past income to determine my pre qualification amount and the lender I just talked to that used 130k said that thats incorrect.

Most servicers use past taxes to base the escrow amount so you can run I to trouble if homestead and senior homestead taxes were used and you cannot.

The folks who claim to have predicted correctly in the past generally are confusing luck with a prediction.

Here in the SF Bay Area income is always skyrocketing past inflation, but you're paying for that in the sticker price of the home.

I do plan on using a CPA to file my taxes (first time.... always have done my own in the past but 2018 was first year owning rental properties), but I like to have my ducks in a row, so to speak, by being well organized BEFORE engaging the CPA.'

I do plan on using a CPA to file my taxes (first time.... always have done my own in the past but 2018 was first year owning rental properties), but I like to have my ducks in a row, so to speak, by being well organized BEFORE engaging the CPA.'

I get told often I am more helpful in 20-30 mins of my time then other professionals homeowners have worked with or paid on retainer for months.