California now has a pretty onerous brightline test of sorts after the Dynamex case last year in the CA supreme court.A hired worker will be considered to be an employee unless it can be shown the worker passes ALL of the following test:1) The worker is free from the directions and control of the hirer in connection with the performance of the work, both under the contract for the work and in fact;2) The worker performs work that is outside the usual course of the hiring entity's business; and 3) The worker is customarily engaged in an independently established trade, occupation, or business of the same nature as the worked performed for the hiring entity.Note this is a lot more restrictive than the federal "questionnaire" for an employee vs IC determination. 

I've partnered with a multiple good friends for years with no issues.

Greetings all.Any thoughts on the best way to get access to multiple mls?

I say that because we have multiple CPAs in here and just posting about the him/her without referring to anyone is not helping anyone.

We use cozy.co and advertised in multiple places. 

I have talked to multiple banks and credit unions in the area and they have all told me that federal regulations do not allow me to use my heloc to buy real estate.

Best banks for long distance passive investors seeking umbrella REI/renter’s insurance for multiple SFR buy and hold properties?

That's a fairly tried and tested way to getting a small portfolio of rentals in a few years.

According to my step-dad that house got caught on fire multiple times.

My investment style is fairly conservative (multiple buy/hold rentals) balanced with low-cost index ETFs in our 401ks and brokerage account.