I'm assuming those two cabinets above the shower were pre-existing?

I have been researching enough to know that the New York City market is a tough one and I am not sure how I am planning to build my wealth yet but I have a strong commitment to do it through Real Estate.  

Actually "subject to" the existing mortgage may work here.

You're right @Micah Copeland, thought in my area the prices tend to be a lot closer when someone else has an option on an already existing wholesaler contract: a few thousand bucks here or there. 

My first home has gone up in value 55% & I'm working on buying a new home and turning my existing into a rental rather then selling it. 

Does this service, or something similar already exist?

Because like he said: "we needed to start learning to make commitments and stick to them".That kind of left a sour taste in my mouth.

When you say "reglaze" is that the same as a specific paint you can use over the existing finish?

From a sellers prospective, You will attract every newbie wholesaler in existence.  

Every loan officer on the planet is going to tell you to "build good debt" to replace "bad debt" or a non-existent credit history.