It also automates reminders and late fees.If you want something very simple and widely recognized, Apartments.com (formerly Cozy) might work.

Two of the notes have already matured and I did not receive the balloon payment as the security instrument dictated.

(Track each property or owner as a class/location, automate owner payouts, sync reimbursements, and keep Amazon/VRBO expenses tied to the right property.) 

I also have heated pools, and don't have a pool automation service. 

Hey Zach — even though this is an older post, here’s a simple way to think about owner-financing a down payment:Legally, you’ll need a promissory note for the down payment and a security instrument (mortgage or deed of trust) if the payment is significant.The structure can vary: sometimes the seller holds a second note for the down payment, sometimes it’s wrapped into the main loan.Always have these drafted or reviewed by a real estate attorney — it protects both you and the buyer.The key is making sure the payments, interest, and terms are clear so both sides are safe.Owner financing can be a great tool, but the details matter.

My studies have allowed me to gain a strong understanding of traditional investment instruments, but have not exposed me to alternative investment opportunities such as real estate.

My tracker is completely automated.

Glad you're here and would love to connect and learn more about the processes you're automating. 

I'm about to graduate so I do have a general understanding of types of debt instruments, discount rates, and just about most financial terminology.  

Baselane: built for landlords: automated bookkeeping, bank‑account integration, rent collection, cash‑flow reports, and ready‑made tax reports (e.g.