Any loan modifications, forbearance agreements, acknowledgements, or any other documents executed by borrower and or note holder13.

Tal, given the tenant’s overall good standing, I would document the modification in writing and confirm that the work complies with code.

The property has strong fundamentals (roof, HVAC, and water heater are in good shape) but it hasn’t been cosmetically updated since original build.The plan would be a full renovation: kitchen, both baths, flooring, fixtures, and potentially some layout modification to bring it in line with nearby renovated comps.I’m hoping to acquire with a VA loan (assuming appraisal and any lead-based paint concerns clear) and budget approximately $150k for renovation (plus contingency).

Your first step should be to contact your lender immediately and ask specifically about hardship programs, forbearance or loan modification options. 

It's typically uncontested if the deal is clean, it costs almost nothing to get, and it bulletproofs the transaction from a plan-modification challenge later.

The one modification I made to this schedule while listening to the book was to write down my quarterly goals on the daily tab instead of my annual goals.

Your problem is that now your in-law apartment needs 200 amp service (don't bother with 150 or 160, the marginal cost of 200 amps is a trifle over those and saves you a lot of grief) for the heat and the stove.I sincerely doubt your electric service can handle the extra load without extensive modifications, rewiring, and increased service from ComEd.

David, worth calling your lender about a loan modification or payment deferral for retirement.

If you need more money, we will do a loan modification and give you some more.

Those deed of trust amounts can be original notes, HELOCs, modifications, assignments, or recorded refis that never funded the way you think, so the paper looks messy even when the case is clean.