We cleaned it up, addressed the safety and separation requirements with the fire department, and made the updates needed to ensure it was clearly a legal two family again.

We have a DSCR lender and we are moving toward closing but they are requiring for my insurance plan to hold 80% of a replacement cost estimator for my property even though it would not cost that high amount to replace the entire house in the event that such occurs.

So, it  appear that the utility PGE is trying to force something not required by legislation.

Happy to discuss BRRRR opportunity in Buffalo, though I'll be totally transparent that I avoid NF.

If they stall or avoid, that’s when you move to a formal notice to cure.

Most of my rentals are in Pennsylvania, where I use the local Apartment Association for running rental applications and they do a great job.
For my multi-family in Missouri I use (or should I say used) Transunion Pow...

Do you know if the state in which you are making these loans requires a lender’s license?

- Any markets you'd specifically avoid right now, and why?

Avoid losing money.

Where would you personally avoid and why?