My  property insurance carrier requires me to keep current certificates of liability coverage from every contractor I work with, so I got in the habit years ago.

What stops someone from using lead paint after the twenty year certification?

@Christine Garnier, Tax deeds and tax certificates from ADOR are completely different from tax liens under the newer system. 

I'd make sure your remediation contractor is licensed/bonded/etc and you get your final sign offs on remediation certification.  

This really is a great market, but there are a few local requirements that often surprise people after they close.If you’re investing here, make sure you’re familiar with:Lead Safe Certification for pre-1978 rentals (this trips people up a lot and is the most time consuming)The city’s Local Agent in Charge requirement if you’re not localRental registration requirements for LLCs This is in no way trying to scare anyone off — I have seen too many happy investors become frustrated when there is a delay getting the property on the market.

Get the certificate.  2.

A couple quick topics you'll want to read up on or get clarity from your lender:- VA certificate of entitlement and using remaining entitlement (you can have more than one VA loan at a time)- Reserves and experience requirements for VA multifamily loans- Adding non-veteran borrowers to VA loans (if your friend is not a veteran with entitlement)- When you can and cant use rental income as qualifying income for VA loans

Hi Bob, hope this helps: ✅ Estate Property Hard Money Loan — Quick ChecklistPlease confirm or provide the following:🏛️ Authority☐ Probate opened or property held in a trust☐ You are the executor / personal representative☐ Letters Testamentary or Letters of Administration☐ Death certificate🏠 Property☐ Property address & occupancy status☐ Estimated as-is value☐ Estimated after-repair value (if applicable)🔨 If Repairs Are Needed☐ Brief scope of work☐ Estimated repair budget👨‍👩‍👧‍👦 Estate Details☐ Number of heirs☐ No heir disputes☐ Purpose of loan (repairs, buyout, estate costs, sale)📄 Closing☐ Title company or probate attorney (if known)☐ Exit plan (sell or refinance)

Looking for properties under 150K have about 80K cash if needed.Red states onlyIf someone can suggest some neighborhoodCITY RULES TRYING TO AVOID:-Looking for a city that doesn't have mandatory lead certifications like in some parts of ohio ( I realize Akron does not have this but most houses are older).

Most go with AppFolio's FolioGuard for direct insurance tracking/compliance, or integrate Second Nature's RBP—it bundles insurance with perks and auto-enrolls lapsed tenants so you're not chasing certificates forever.