If your goal is simply to file your taxes and you have the time to research and stay current on tax laws, doing it yourself can be a good option.

I had Cost-segregation guys and have found that the engineered reports from deliver the clarity and documentation I needed for efficient tax filing.

The letter states the status is valid through 2033, provided compliance is maintained.My technical question: When taking title, does the 'Change of Ownership' affidavit need to be filed with the county before funding, or is it standard practice for the title company to record it simultaneously with the deed?

If you lived in a property for 19 years, moved out and turned the property into a rental, you should be able to exclude up to $250,000 or $500,000 of capital gain depending on your filing status.The only gain that wouldn't be eligible for exclusion is the depreciation taken on the property that it was a rental for 1.5 years.Best of luck!

Principal to be fully paid at end of term. 

Would the end result be return of principal?

Jay nailed the wealth-building math on principal paydown and tax benefits.

So my calculations it would cost me truly 6k of refinance fees but I’m gonna include the fronted escrow and principal paydown.

I looked over my “files” and extracted 7 wealth “enhancement” strategies I used to accelerate my net worth.  

I told them that I would file complaints against him if he won't refund my money.