Montero, Marine Corps veteran and founder of Summit Legacy Holdings, a California-based holding company focused on building long-term wealth through BRRRR real estate investing, land acquisition, and sustainable development.I started my credit and financial journey with very limited resources, using small tools like the Self App, disciplined credit building, and consistent vendor accounts to position myself for real estate investing.

Most of my clients are managing 3-20 properties and were drowning in messy books, unclear profit by property, or just burning hours on DIY bookkeeping they didn't enjoy.I'm here to:- Learn from experienced investors (always looking to sharpen my deal analysis skills)- Share what I know about financial management, QuickBooks setup, and avoiding common accounting mistakes- Connect with other LA-area folks doing interesting things in real estateCurrent focus: Helping investors get crystal-clear financials so they can scale confidently and make better acquisition decisions based on real data, not guesswork.Happy to answer any questions about bookkeeping, QuickBooks, financial reporting, or tax prep coordination.

I’m considering a blended strategy of vacation STRs and LTRs to balance cash flow, tax efficiency, and long-term growth, and I’d love feedback from those with experience.High-level approach: • STRs in high-demand leisure markets for stronger cash flow, tax benefits, and lifestyle benefits • LTRs in stable, affordable markets for predictable income and financing stability • Moderate leverage using conventional financing • Self-manage initially to learn the business, then transition to professional help • Use LLCs, depreciation strategies, and long-term portfolio optimizationQuestions: • Does this STR + LTR blend make sense for a physician pursuing financial independence?

Quick follow-up from yesterday’s post.Appreciate everyone who read my post on Sunday. One thing that stood out is how many investors have not been exposed to the importance dealing with the same core challenges:• Know...

My goal is to be financially independent at 40. 

Hey BP Community! I wanted to start off 2026 with a quick win and year in review series (I’ll be sharing my losses too in the coming weeks because not all deals are home runs!). In this first post, I’ll be analyzing m...

You need someone who can look at your complete financial picture and provide comprehensive financial advice.

However, its downside is that it doesn’t offer robust financial tools or integrate well with accounting software like QuickBooks or Xero.

For instance, we negotiated the interest rate, seeking favorable terms that aligned with our financial strategy.

@Jerrod PlottsYou don't a CPA, you need a financial planner.