Custody is next.

Their availability inside SDIRAs depends on custody platform support.

Custodial platforms may issue annual reporting or statements to facilitate plan records.Key considerations: Custody arrangements must be compliant with SDIRA rules.

Your state may have expanded the list.RaceColorReligionSex (including sexual orientation and gender identity in some interpretations)National OriginFamilial Status (children under 18, pregnant women, people securing custody)Disability (physical or mental impairment)

At the same time, regulators have shifted from hostility to rule-making, giving banks and large institutions a clearer path to custody digital assets, issue tokens, and build on-chain infrastructure.That change is why firms like PwC and other blue-chip institutions are now openly leaning into digital assets after years of caution.

If you self-custody your crypto assets via a hardware wallet, there is absolutely no way for the government, bad actors, etc to tax or steal your tokens unless you deliberately mess up your operational security or store your assets in a lazy fashion / on exchanges.

Go to the source directly yourself and see what the rules are:https://www.irs.gov/retirement...If you are using custodial self-directed IRA you would not be able to sign the contract, IRA custodian would have to do that.

While your kids are too young to be employees, you could still set up investment or custodial accounts (like a UTMA or UGMA) and fund them with some of your after-tax rental income, which can grow tax-free until they’re adults.

I am trying to reduce my rent as I have sole custody of two kids and I'm going through a messy divorce.

A loan can work if she prefers structure, with IRS-required interest, but she could forgive parts each year under the annual exclusion.For a one-time $200K transfer, trusts or custodial accounts are usually unnecessary unless her estate is near the threshold.