Quote from @Brandon Brown: Are there any insurance companies that will provide flood and sewer backup insurance on a rental dwelling?

Hi folks,I'm in the home stretch of picking up a (very) expensive California Fair Plan (CFP) policy to get fire coverage for a 4 Plex since State Farm has dropped me.My questions is - CFP seems to classify 4 units or less as a "Dwelling" policy and 5 units or more as "Commercial", but they also seem to say that "Business owned" properties are Commercial. 

Purchase price: $212,000 Cash invested: $4,000 I developed a Post & Beam Barn into an Accessory Dwelling Unit at my Primary Residence.

I’m considering a project in collaboration with my sister, who owns rural property outside of Columbus, Ohio, where she also runs a homesteading education non-profit.I’m interested in funding the construction of a dwelling on that land, with the intent that it could be used to support her educational programming, generate income as a short-term rental, and eventually (10+ years) become a part-time residence for my partner and me.While I have some experience with more conventional real estate investments, this venture has a very different purpose and structure, blending family partnership, nonprofit collaboration, and long-term planning.

If the property is solely tenant occupied you will be looking for a Dwelling/Fire Policy (may be called a Landlord policy or similar name) or a commercial policy such as a Business Qwners or Package policy.Most homeowners or dwelling/fire policies include:1.

AI is just the latest tech tool.So, they'll be good uses of it and bad.Just like the internet, PMC software, PMC support software, etc..Personally, I think the best uses will be:1) Answering repetitive owner & tenant questions- Will actually provide more human-like responses once "programmed" properly.2) Responding to tenant prospects too lazy to actually read property postings, so they call, email or text repetitive questions.3) Enhancing followup tasks- Will actually provide more human-like responses once "programmed" properly.4) Make data analysis & aggregation MUCH easier!

@Job Park it depends on what you plan on doing with the property.If you can rent it right away, then a Rental Dwelling/Landlord policyIf you will be rehabbing it, then a Builders Risk

I know I am in no way legally responsible to pay for the work to be done, but in the interest of being a decent human I agreed to pay some of the repair cost as long as there is a way to navigate the tax implications.

My understanding of human nature tells me that most of these schools are there primarily for the monetary profitability (which is not to say they can't be good schools, but I bet that's not the primary reason they exist).

I am looking to install solar panels on a 1100 square foot accessory dwelling unit (ADU) I am building in West Los Angeles.