I expressed my objection to the rate.

I'm looking for my first investment property with cash flow as the main objective and had not considered mixed use properties until I stumbled across a few interesting ones recently.  

In addition to the stated $20k, what are your specific long-term objectives in real estate?

I spoke to them and explained the situation.

Have you defined your overall investment objectives?

I explain to Al, that I was uncomfortable with it and he can't be advertising listings on the internet that aren't even his.Couple days later Al calls me with his mentor on the line asking me if I'll show him another property but this time they want to host an Open House at this property.  

If you know how to invest and achieve a return higher than this, is objectively better to do this rather than rapidly pay off your mortgage.I have 7 flips on the go at the moment, and my target return on my cash when doing so is 40%.

If you do or had to make an exception, how would you objectively and consistently determine a dependent?

Having a phone call with someone from the City is also very helpful, and just ask them to explain the process to you starting from scratch.

So if money were no object, what type of property/price point/location are you drawn to?