I’ve seen a lot of folks mentally “graduate” from REPS once the portfolio is humming, but that’s usually when the leverage actually gets more valuable, not less.

Grand Rapids is a great market long-term, but you’re right: that non-homestead tax rate in Michigan can sting for investors.

Broader macro factors, including AI-driven productivity gains and geopolitical uncertainty, will continue to influence market dynamics.WEEKLY INTEREST RATE SNAPSHOT *National average rates are provided by Bankrate.com and Bloomberg Professional as of 1/5/2026 and are not advertised rates from Rate, Inc.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Your ROE should be about a grand a month.

I have invested with Praxis but that was a new home construction fund and it was ho hum, underperforming my expectations, but made money nonetheless.  

For now, the bond market is signaling cautious optimism—rates are elevated but not surging, and technicals suggest a balanced tone heading into the holiday period.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

And guess what, if you get a grand total of 2 offers, barely moving the needle up in price, no, the hoped for 120% of list price was NOT "FMV" then was it.

With the Fed narrative shifting and rates trending lower, the tone remains constructive—but thin conditions can amplify moves, so stay nimble.WEEKLY INTEREST RATE SNAPSHOT (Images) *National average rates are provided by Bankrate.com and Bloomberg Professional as of 12/22/2025 and are not advertised rates from Rate, Inc.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Instead of general language, spell out details like:- Drive time to the nearest Metro-North station- Parking availability at the station (or walkability)- Total door-to-door commute time to Grand Central or Midtown- Train frequency during peak hoursYou can even include screenshots of train schedules or a short “sample commute” breakdown. 

I funded him 2 grand.I got that back when his deal was done 9 days later……AND I made 4 grand on top for a 200% return.Sweet!