This seems like an arbitrary (and excessive) number.

I Work a career type job taking home $15,000 per Month with minimal Expenses so have some optionality on what I do either excess cash (buy stocks, index funds, pay down real estate, etc)

It was pulled from the channel and was loosely hanging down on one side.

This one was excessive and we had in fact owned 6 of the 8 breeds excluded. 

But no, I wouldn't say this is excessive to the point that I'd get really upset. 

I would reach out to a brokerage that has more options than just the big ones that you're familiar with and see if any excess and surplus insurance companies will take you.

If not I have to wait 6-12 months before the lender will use a new appraised value at that time, and I will loose time and money to BRRRR. 

Use the snowball method, but only on one loan at a timeTake all excess cash flow from the portfolio + some of your salary (since you mentioned you’re open to that), and attack the smallest balance first.

Also, I have been loosing deals due to not being able to find a contractor in time to do a walkthrough with me before I can make an offer.

Small details are handled before inspection.Dripping faucets, loose outlets, missing switch plates, slow drains, cracked windows, and torn screens cause re-inspections.