I know this wasn't your question, but I always get nervous when an investor says they want to invest to lower their taxes. 

This signifies that these carriers are willing to take on policies that are lower priced and therefore implies that the risk for these companies must be going down.Yesterday, I received an email from Tower Hill Insurance, a long-time provider of insurance in Florida that stated"The combination of the favorable weather and the reduced litigation costs provides us the opportunity to lower rates for our members.

This signifies that these carriers are willing to take on policies that are lower priced and therefore implies that the risk for these companies must be going down.Yesterday, I received an email from Tower Hill Insurance, a long-time provider of insurance in Florida that stated"The combination of the favorable weather and the reduced litigation costs provides us the opportunity to lower rates for our members.

I get it, sometimes you do but I bet I could claim more items than I do.Would it be best to meet with a CPA say in 2025 before December 31, 2025 so that if their calculations show you are going to owe it gives you time to buy or write something off as an expense to lower what you might owe? 

In that mixed mode, using those numbers I gave you, the temperature in the house can't be adjusted higher or lower than that. 

Now the DSCR lender ordered an appraisal which came back favorable, however they will not use the appraised value, instead the lesser list price which is significantly lower than the appraised value, (I deliberately had it listed lower to attack buyers).

The more diversified you are, the lower the risk.  

If you had lowered it to say $300 and rented it right away you would have lost $3,600 for the year.

The income ceiling is lower while the risk is also lower.

Seeing the same:-Lower leverage, longer holds- Bridge only with real control- Basis > rate — off-market or distressed winsDead deals: thin spreads, aggressive rent growth, reliance on rate cutsThe deals closing aren’t sexy.