As others mentioned I would list it as coming soon.

If I wait until I become eligible to live off base, which is at least after three years of service for the Air Force, I could use the VA loan.

I've decided to wait it out until I can comfortably afford a multifamily.

Well, speaking more as an academic than as the newbie investor that I am, I am not sure anybody really thinks Newark is "a bomb waiting to explode."

I joined BiggerPockets to learn from people who are already walking this path, and to connect with others who are building systems and thinking long-term.For someone newer to investing, do you think it’s better to start small with something like a single-family rental, or save up and wait until I can jump into multi-family?

Forgot to mention this was a refi-rate & term, not a purchase. 740 credit and 1.2DSCR ratio i can message you with more info if you'd like   

You're looking for a unicorn property in today's market - in every part of the country.If a real estate agent or wholesaler finds a motivated owner, there are probably several investors ahead of you in their databases.You have 3 options:1) Contact a few agents - and then wait, and wait, and wait...2) Pursue major fixer-uppers that scare off most other buyer competitors3) Start building your own network that you stay top-of-mind with, so you are their first call.Good luck!

Especially seeing the first appraiser did not mention the ADU, you would think this could be a legit valuation (at least as legit as the appraisal that did not mention the ADU).In my market refi appraisals are conservative, even without an ADU addition.  

However, Even though the property is in service in 2025, you could still do a cost segregation study in 2026 and make a Section 481(a) adjustment to catch up missed depreciation......Anthony,as a tax professional, I'm confirming what Brian said.You will need to use the procedure he mentioned which involves completing Form 3115, as opposed to filing an amended return for 2025.

If your husband wants some gold for macro/hedge reasons, that’s fine — but I’d keep that in the long-term sleeve, not the “waiting room” sleeve.Your overall allocation story makes sense.Right now you’re concentrated in real estate + Roths.