I wanted to be aggressive though and priced it at $1.39 million and didn't allow anyone to tour until two group time slots on the weekend.

I just did a pretty intensive search of PG County for an investor client and deals are available right and left if you're willing to be creative and think through various options.

When have I ever not said that someone wouldn’t have to PG?

If your lender expects you to personally guarantee (PG) the loan, this will cause tax issues with your SDIRA.

So while the tax break is nice, it means you lost money.https://www.irs.gov/pub/irs-pdf/p527.pdfYou can also deduct depreciation of real property, including rental property, as long as it is held for more than one year (see Pg 5 of the last link above).

The challenge is two fold, you basically need a higher rate, lower DP bridge loan to get you to 12 months stabilized, and then also want/need it to be no PG.

https://www.phila.gov/CityPlanning/resources/Publi...pg 40/41"[1] When the proposed use is in an attached or semi-detached building, the household living use regulations of the residential district to which it is attached apply.

@Erik Estrada yes and no, while you do have to disclosure it; when using a conventional loan, a property titled in an LLC with the loan not being on personal credit is looked at differently (not a personal expense) even though you are a PG.

You will be required to disclose any debt and liabilities on a future mortgage application, which includes this loan.If the loan is made to an entity with a PG from you, then once it has been paid directly by the entity for 12 consecutive months and included in the business cashflow workup, it may be excludable from DTI for Conventional loans.

Most have a PG but i am typically conservative on LTV so not as worrisome as I look long term holds.So to answer the question, it depends