Could you help me to understand that?

It’s smart that you’re thinking beyond just compliance and looking at the bigger picture.From my experience, the key is working with someone who understands how all the pieces fit together — taxes, entity structure, passive activity rules, and long-term planning.

Hi Christina,Here's a clear breakdown to help you understand how to access the equity in each property, depending on your goals, especially using it for a down payment on House 4:House 1: Primary ResidenceHELOC (Home Equity Line of Credit):Pros: Flexible draw, interest only payments during draw period, good for short term needs.Cons: Variable rates, payments can increase based on how much you draw.Best for: Keeping your lower first mortgage rate intact and accessing funds as needed.Cash-Out Refinance:Pros: Fixed rate, lump sum, can have lower interest rates than investment property loans because it's your primary residence.Cons: Replaces current mortgage rate (which could be at a lower rate).Best for: If you want to simplify into one loan.House 2 and House 3: Investment Property DSCR Cash-Out Refinance:Viable option here that doesn't use your personal income to qualify.Based on potential rental income (current rent, market rent or appraiser’s rent schedule).Typically max 70-75% LTV.Documentation is minimal.Happy to help if you’d like to walk through potential numbers or talk through how others structure this kind of move.

I'm debating if I should buy a rental property in Texas. Can someone explain to me the property tax portion. Will tax be an issue for me, if i buy a house there and rent it out? 

Exactly this is just urban planner feel good and to appeal to folks who dont understand all that goes into land development etc etc. 

Quote from @Tim Cornwell: Unlocking Housing Opportunities: Understanding Washington's House Bill 1110Washington State is taking a bold step toward addressing its housing crisis with the introduction of House Bill 1110, a groundbreaking piece of legislation aimed at expanding middle housing across the state.What Does House Bill 1110 Do?

As families explore options for aging parents and loved ones, many are considering Accessory Dwelling Units (ADUs), sometimes called Granny Pads. These small, independent living spaces are often built on the same prop...

The majority of contractors do not understand REI, running the numbers, or strategy. 

Quote from @Dylan Mortman: I'm trying to understand the amount of money that is either left in the deal or considered "gained" through a refi.At the highest level - What do I subtract from the big chunk of money I get from a cash out refi?

Also, I understand that you can rent by the room house hacking a single family home, but how likely is that?