ADP estimates that only 398,000 jobs were added in all of 2025, compared to 771,000 in 2024 — averaging just ~33,000 jobs per month last year.And that number may fall further once updated employment census data (QCEW) is released later this year.Broader Labor Data Confirms the SlowdownOther indicators are telling the same story:Revelio Labs reported 13,300 job losses in JanuaryInitial jobless claims rose to 231,000 (highest since early December)Continuing claims climbed to 1.84 million, remaining elevatedJob openings fell to 6.54 million, down sharply from 2022’s 12M+ peakLayoffs are accelerating:Challenger reported 108,435 job cuts in January — the highest January since 2009Hiring announcements fell to just 5,306, the lowest January reading on recordWhat’s the bottom line?

Here are some key highlights from the report, which compares January 2026 with January 2025:• Median price: The median sales price in the City of Austin declined 5% to $522,500, while the greater Austin metro fell 2% to $400,495, continuing a pattern of modest year-over-year softening and relatively stable pricing overall.• Closed sales and volume: Closed sales declined 9% in Austin to 509 transactions, while the metro fell 15% to 1,566.

You have to prove you did everything right and then because of “empathy” for the poor snook who “fell into you schemes” you may lose anyway.This is a legally binding transaction that will be treated that way by the law.

Id look in the neighborhoods of Canton, Fells Point, Federal Hill as a starting point.

Expect 2026 to reward precision over broad participation.Apartment Supply Finally Hits the BrakesFor the first time since early 2023, quarterly apartment deliveries fell below 100,000 units.

If rates continue drifting lower, limited inventory could once again put upward pressure on prices.Labor & Inflation Updates (Still Mixed)Initial jobless claims fell slightly to 209,000Continuing claims dropped to 1.83 million, though still elevatedDecember Producer Prices rose 0.5% month-over-month, hotter than expectedMost price pressure came from machinery and equipment margins — not broad inflationWhat’s the bottom line?

You have to prove you did everything right and then because of “empathy” for the poor snook who “fell into you schemes” you may lose anyway.This is a legally binding transaction that will be treated that way by the law.

While the correspondence from REM has been professional, and somewhat hit and miss, we've received every excuse in the book, such as "my entire company ruined by a couple of bad partners", "I'm working as quickly as possible to free up cash flow", and "my other projects fell out of contract, I had planned to use those proceeds".

In December alone, 40,000 U.S. home purchases fell apart.That’s 16.31% of all homes under contract, the highest cancellation rate ever recorded.Why deals are blowing up:Appraisals are coming in lowSellers are still anchored to 2022 pricingIt’s often cheaper to rent than to buyThe buyer walks.The seller is stunned.And suddenly they’re an 𝑎𝑐𝑐𝑖𝑑𝑒𝑛𝑡𝑎𝑙 𝑙𝑎𝑛𝑑𝑙𝑜𝑟𝑑, dreading the prospect of tenants and toilets, holding a property they didn’t plan to keep.That's an overlooked opportunity.

I've seen investors get burned by deals that looked solid on paper but fell apart because they didn't fully grasp the loan terms.