Quote from @Jeff Hamann: Whole life insurance, in my experience and opinion, is not what it's often purported to be.

And when you get into the house, getting the inspections you realize this property isn't what it was purported to be, you are SOL.

@Ethan Rolnick-the best way to start is with a house hack, period-real estate investing does require money - any methods purporting to not are high risk-your best bet is to save up for a house hack. 

It also accused Minkow of setting up dummy companies, writing phony invoices and conducting tours of purported restoration sites.

When everyone has access to a webcam and Youtube, the barriers to entry are so low and the (purported) riches so great that it probably has an oversized influence on how many people will actually attempt these routes.

While purportedly authored by an investor, the language used and the agenda promoted strongly indicate it may have originated from a financial professional or someone with direct ties to management.More troubling are reports that Brian Nelson is actively monitoring investor discussions online.

More than likely scenario will be investors picking away at the carcass of what RAD left behind...Furthermore, it doesn't appear any insurance coverage would exist based on the purported facts. 

A one sided memorandum is recorded which clouds title and purportedly gives the "investor" authority to "collect" money, either the amount lent or the amount assumed to be what the profit would be.It is often used to discourage a homeowner from accepting better, competing offers, from other wholesalers who learn of the deal. 

There are real estate brokers and attorneys who purport to know how to do these.

This stark contrast leads me to question the legitimacy of the program and its purported benefits.In conclusion, my experience with James' mentorship program, particularly through the actions of Kristin Witherspoon, has left me disillusioned and skeptical.