I'm starting to see lots of talk of currency reset and the related surge in gold values, etc.

Am I wrong to think that by default my loan would be reset to another fixed rate for the next five years, and then another rate reset, then the final reset... so what is left to discuss or negotiate is the rate itself?

But when I model the "Year 2 Uncapping" (where Taxable Value resets to match the SEV/Assessed Value), the tax jump is massive—often tripling the tax bill and wiping out the cash flow entirely.For example, on a recent duplex lead in Warren Mi:Asking Price: $235kCurrent Taxes: ~$3,200 (capped for long-term owner)Est.

I want to ensure we don't accidentally trigger a reset on the tax freeze during the transfer.Has anyone navigated this specific transfer recently?

Standardize your turn scope.Have a fixed checklist: paint touch-ups, HVAC service, filters, smoke detectors, landscaping reset, professional clean.

We’re in what I’d call a reset-and-stabilize phase.

I’m currently weighing whether filing Chapter 13 makes sense as a strategic reset, but I don’t want to unintentionally stall my ability to continue investing long term particullary when it comes to DSCR loans.I’d really appreciate hearing from people who’ve actually been through this or worked closely with investors who have.

There is not always another clean reset opportunity.Wealth is built by controlled leverage, not constant leverage.If you cannot comfortably carry both properties and all debt through a bad 6 month stretch, you are scaling too fast.Strength first.

Often the apprased value is behind the market.As many have already said the county doesn't want to be vauling and resetting tax data values as every house sale happens. 

I still have my annual goals and everything is focused on achieving those, but they are broken down further into quarterly goals and once the quarter is done we reset and start on Q2 goals.I'd love to share this with anyone who is interested.