No, you don’t need to show a fat W2 either.​👇 What you do need:A decent credit score (680+ preferably but 600 is doable)A property that cash flowsA game plan that makes sense on paper​That’s it.​DSCR loans are built for:🤝 First-time investors who don’t want to deal with tax return headaches🤝 BRRR investors refinancing out of hard money🤝 People who understand cash flow > credit score​So if you’ve been waiting until you “feel legit enough, ”This is your green light.​You don’t have to be a pro.

Cut through the fat and ask how many they've bought this year and ho wmany they intend to buy each month. 

Dinkel he is real. in a hurry and up front fees is usually a very big fat red flag. 

“He that waters others will himself be freely watered and the generous soul will be made fat.”🤔 “He that waters others will himself be freely watered and the generous soul will be made fat.”You weren't offering to "water others", you are asking to be watered.

That's because they are all fat and happy and making lots of money or they are arrogant and have a mistaken idea of their value or it may be they are poorly trained, lazy and scared of peopleEnough of that.Do you really want to deal with agents that fit your description? 

An hour from Dollywood is a big fat nothing burger.

So if you fat finger something you get to play detective on where you went wrong. 

Set the rent high enough you're happy if someone pays you big fat rent.As an agent that works a fair number of leases I also don't like the alternative showing system. 

Once you get your personal budget rock solid and have cut all of the fat you don't need you will be able to save more for your first eventual investment purchase.

Conventional is bad enough when it comes to red tape and regulations, and now youre adding the literal federal government into a construction project with a 203k.Most mortgage lenders push FHA because they come with big fat margins for the lender.