I need some direction on a potential subject-to purchase.

Some guests push back, and in certain cases it can conflict with platform policies if not disclosed upfront.Instead, many hosts:-Clearly outline sauna + hot tub rules in the House Rules sectionSend a pre-arrival message outlining usage guidelines and risks-Post laminated safety signage onsite (which you’ve already done — great move)- Require guests to acknowledge House Rules at booking- This keeps friction low while still documenting that risks were disclosed.2.

-I have read about importance of having clear contract signed by both partners that outlines everything.

It is also important to outline decision making authority so both partners understand which decisions require agreement and which ones the operating partner can make. 

Subject to is 1 possible strategy so they dont end up with a foreclosure. 

I want to approach sellers ethically. How do you explain the concept of the mortgage staying in their name to a homeowner in a way that is transparent but doesn't scare them off?

Most people are doing it incorrectly, so do your own independent research and don't follow the crowd, because right now--as least with respect to this particular topic--the blind are leading the blind.I just wrote a client advisory on this subject yesterday but can't post here.

When I am screening a prospect over the phone (before I even decide to show the apartment to them), If they bring up the subject of "working with them on the security deposit" (which means they want to not pay the deposit in full by move-in), the conversation will be ending soon.

Once we approve this, we sign an agreement with the tenant that clearly outlines the payment terms to avoid misunderstandings and, most importantly, to have legal backing if the situation escalates.We’ve had good experiences with tenants who are upfront and communicate their situation honestly, as it shows responsibility and willingness to pay.If you charge late fees, it’s important to set two clear payment windows—for example, the first payment between the 1st and 5th of the month, and the second between the 15th and 20th.

Keep the lease and the option agreement separate and clearly outline the purchase price and terms.