Life/safety obviously should have no limit.

It’s best to use someone who is repeatedly doing what you’re trying to doDon’t go to an eye doctor for hand surgery. although doctors are usually smart enough to tell you it’s not what they do. 

It will dictate what type of legal action the buyer can and can't take (for realtors, it's often limited to mediation and/or arbitration), what the buyer agreed to waive or hold harmless, and who pays the legal fees in a dispute. 

My sister in law had heart surgery. 5 people to a room.  

Even if you have $1million....your limit is just higher than mine - you still have a limit!  

One renter recently had foot surgery and is now on crutches.

For example, I have credit cards with $15K to $30K limits that may go from a zero balance to being maxed out when I'm doing a rehab project - and my score will drop accordingly.

Let's say it's a catastrophic injury and the damages exceed your GL coverage which has a $1M limit.

There is limited online information about them, except that they have a C+ rating on BBB, and they do not provide an address on their website.

Quote from @Caleb Thompson: I know versions of this question have been answered, but as a new investor, is it most conducive to keep my first rental property in my own name and look into an umbrella excess policy (1-2 mil limits)?