I don't own any split levels. 

You might find way more success by connecting directly with the people who see these fixer-upper deals cross their desks every single day — before they ever hit Zillow or the MLS. 

Have you ever had a deal declined or downsized because of limited flip history? How much experience did lenders require in your case?

Can you also do a value add or  fixer upper one where you can use the BRRR approach?

Bottom line:Yes, you can sometimes find 7-handle rates, but upper 7s are the going rate for vanilla 30-year fixed investment loans.

(MAYBE you can do it with a 4 unit building in the upper midwest but not in most parts of the country). 

If you have hot water baseboard, you could set each level on their own zone so they at least have their own thermostat.

This is up to 2024 data, but when I add 2025, Calgary is following the red, Edmonton the green, but I expect Edmonton will level off or decrease in 2026.

My plan is to take advantage of the NYC First-Time Homebuyer Program and SONYMA, and I’ve decided that home-hacking is the best strategy for me.I’ve been looking at properties in Upper Manhattan — particularly Harlem and Washington Heights — as well as parts of Brooklyn, but prices are very high.

(Assuming you’ve been in your current home over a year.) and then I’d probably sell the current home tax free unless. 1) I didn’t think I’d be able to keep finding fixer uppers. 2) The cash flow was EASILY beyond $10k/yr.