I wanted to say hello to everyone and introduce myself. My husband and I are real estate investors in the greater Denver area (everything from houses to apartment buildings). Both of us are self-employed, and at the moment I'm busy being a full-time Mom (to twins) and part-time entrepreneur. Since the lending industry right now doesn't look too fondly on the self-employed and the days of creative loans based on stated income are over, we're trying to come up with some new strategies to be able to continue real estate investing without leveraging the way we used to. It's pretty frustrating that this is such a great time to find deals on real estate, but getting lending is so difficult. I'd love to connect with others in the same boat and see if anyone is aware of owner-financing and private lending deals in the Denver area.