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Financing Real Estate

Financing Real Estate

Buyers Ready to Invest in Credit Risk Bonds with Freddie Mac

by Tracy Royce March 1, 2014
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Starting back in July of 2013, Freddie Mac initiated a risk-sharing plan to transfer some amount of their residential mortgages credit-risk exposure from taxpayers. The offering was to attract other sources of capital from the private market, like banks, mutual funds, and insurance companies. The Structured Agency Credit Worthiness (STACR) debt notes offering has received […]

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Financing Real Estate

HELOC’s are Back – Should Investors Use them?

by Tracy Royce February 1, 2014
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As home prices have risen, the return of the Home Equity Line of Credit (HELOC) has followed. They’re not easy to get, but anyone involved in real estate (or read the newspaper since 2008) may treat them with a new sense of respect…or fear. Many homeowners and investors made the critical mistake of over-leveraging themselves […]

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Financing Real Estate

How the 2 New Mortgage Rules Affect Your Fix N Flips

by Tracy Royce January 11, 2014
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New mortgage rules have been put into effect this last Friday to clean up, correct, and prevent the type of unscrupulous lending practices of past. The Consumer Financial Protection Bureau is the agency that has issued the new rules, and tried to have them focus on a back to basics approach. This includes two new […]

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Financing Real Estate

Why You Should Raise Money to Buy Apartment Buildings

by Michael Blank December 16, 2013
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People tell me they’ll start their investing career when they have money. But who knows when that will happen? And so they wait. Or they’ll say they can’t see themselves putting a building under contract if they don’t already have the funds in the bank – who will take them seriously? Or how can they […]

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Financing Real Estate

Can You Use Crowfunding To Fund Your Real Estate Investing Business Under The JOBS Act?

by Douglas Dowell October 25, 2013
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The burning question is: will the JOBS act will truly create any new avenues for real estate investors? This week the The SEC finally released its proposed ruling on crowdfunding.  While an interesting innovation, it seems the fix and flip investor is perhaps the real winner in the real estate game under this new avenue. […]

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Financing Real Estate

Show Me the Money: Options for Funding Your Real Estate Deals

by Karen Margrave October 19, 2013
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Of all the subjects discussed in regard to real estate, money is THE subject that appears most often, and is critical to every deal. I do not claim to be an expert on this subject, but will share with you lessons from our experiences. We have been developing real estate projects for 30 years. Over […]

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Financing Real Estate

Unique Strategies to Successfully Obtain Bank Financing

by Dave Van Horn September 18, 2013
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Let me start off by saying that I’ve had my fair share of failures when it comes to obtaining bank financing—I get turned down every year for a loan. But, I’ve also had many successes over the years and have obtained many mortgages in my own name (at one time 30), as well as for […]

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Financing Real Estate

Is an Appraisal an Accurate Representation of Market Value?

by Ali Boone September 7, 2013
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Is an Appraisal an Accurate Representation of Market Value? No. Well, not always at least. The question has come up from numerous buyers I know on whether they should they buy a property that appraises for less than the purchase price. I know this one is going to spark some debate, so rather than try […]

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Financing Real Estate

Investment Property Loans: The Ultimate Guide

by Brandon Turner June 21, 2013
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She was a three unit small apartment located in a great location, with stable tenants, and an ugly paint job. This triplex, which I call “Cherry Street” was close to becoming the newest addition to my growing rental portfolio, but with Cherry Street I was about to do something I had never done before: Take […]

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Financing Real Estate

FHA vs Conventional Mortgages

by Joshua Bucio March 18, 2013
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There are a few different mortgage programs to choose from and each have their own benefit, depending on your situation.  The two most popular mortgage programs among most buyers recently, are the FHA mortgage and the conventional mortgage.  You can also read about an article I wrote about popular mortgage programs for first time home […]

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Financing Real Estate

You Sure You Want to Sell To An FHA Buyer?

by Ken Corsini March 13, 2013
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Chances are, if you are fixing and flipping properties on the retail market today, you have sold properties to FHA buyers.  Interestingly, almost 25% of all purchase loans last quarter were FHA loans. I know in my market, it seems like almost every offer I get on a retail project comes from a buyer attempting […]

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Financing Real Estate

Private Lending: Pros and Cons

by Ken Corsini October 3, 2012
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One of my investors called me up today and told me he had decided he was ready to get into the lending business.  He had already purchased a number of properties over the last year or so and was ready to diversify his real estate investing strategy. Part of his decision making process had to […]

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Financing Real Estate

Welcome to the Big Leagues of Borrowing

by Steve Cook September 19, 2012
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If any doubts remain that real estate investors and single family rentals have hit the big time, check out a bulletin issued last week by the Office of the Comptroller of the Currency, the agency that regulates all federally chartered banks and thrifts. Just to make sure that lenders get the message, the OCC served […]

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Financing Real Estate

1st is Good But Who’s on 2nd?!? Hopefully it’s YOU!!

by Kevin Kaczmarek September 5, 2012
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Until this post I have only talked about 1st position notes. From a control standpoint, they are the best investment — you have the right to foreclose on the property.  That means you essentially have the right to control the asset and your ownership of the note is the highest priority. Now, consider this: Some investors like the […]

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Financing Real Estate

Banks will not lend! What to Do With Balloon Payments

by Kevin Kaczmarek August 10, 2011

Yesterday was another roller coaster ride on Wall Street and outside of your mutual funds, stock and bonds, what happened yesterday has a major impact on your real estate business. For months now we have been talking about buying and selling properties with seller financing. There was one particular article that now has a greater […]

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