Mortgages & Lending
Real Estate Investing by Alan Noblitt | September 30, 2011 
Mortgage notes and the owner financing market have a relative purity that is difficult to match in the rest of the lending world. A mortgage note (a.k.a. real estate note or deed of trust note) is an arms-length transaction in which a party sells his or her property to a willing buyer on terms to [...]
Read the full article → Economy by Alan Noblitt | August 19, 2011Rarely do I come across something intelligent from any government leader associated with a monetary or economic entity. Below, I note not just one but two brilliant pieces with which I fully agree. The first was a speech by a region president of the Fed – of all places. As many of us who stay [...]
Real Estate Interviews by Joshua Dorkin | July 13, 2011Loc Rao is a real estate note investor who gives generously of his time to help other investors. In our interview with Loc (26:53 minutes), we cover all the basics of note investing and then some. If you’re looking for alternative investment strategies and have an interest in real estate paper, notes, or mortgages, then [...]
Commentary by Kevin Kaczmarek | March 9, 2011 
The New York Times featured an interesting article last week on life after the 30 year mortgage. More specifically, how the mortgage market would look like if Freddie Mac and Fannie Mae go away. Some would say, the reduction in government “guidance” in the mortgage market will be good for free enterprise and will create [...]
Read the full article → Real Estate News by Dean Ouellette | March 28, 2010 
1 ) Video Is The Future – A longer video that Jim the Realtor does walking through houses, but fast forward to about 3:45 and he starts talking about how we can use video in the future to view houses. 2 ) Discussions about Brokerages wer the talk of the RE.net world this week and does [...]
Read the full article → Mortgages & Lending by Chris Birk | March 19, 2010 
FHA Chief David Stevens didn’t exactly inspire confidence last week when he rebuffed repeated calls to boost the housing program’s minimum down payment. In fact, he might have injected a new degree of concern into the already murky debate over how to reform the increasingly crucial home lending program. As has been covered extensively here [...]
Read the full article → Mortgages & Lending by Peter Giardini | March 18, 2010 
I hope I got your attention? If you have not been paying attention to the changes the leading mortgage lender in the country is up to, you may want to start paying attention now! A little background: For many years FHA has served a specific portion the home buying population that could not obtain mortgages [...]
Read the full article → Mortgages & Lending by Tom Koziol | February 12, 2010As a general rule of thumb, mortgage payments have been the top bill that has always been paid. However, high unemployment, sliding home prices and other economic kicks in the butt, have a growing number of struggling consumers doing what was once considered unthinkable: paying their credit card bills instead of their mortgages. On the [...]
Mortgages & Lending by Florence Foote | December 7, 2009 
As pretty much everyone realizes by now, the Obama administration’s efforts to convince banks to modify troubled loans has been little more than window dressing. Despite the $75 billion promised to fund the program, only a fraction of the people it was intended to help have received any aid. The problem of homeowner defaults has [...]
Read the full article → Economy by Steve Heideman | January 27, 2009Mortgage markets deteriorated last week on the heels of weak economic data and uninspiring corporate earnings. Mortgage rates rose for the second week in a row. They’re now measurably higher than the low point set 3 weeks ago. For mortgage rate shoppers, though, last week’s most important stories weren’t necessarily last week’s most reported stories; [...]
Commentary by Rob K. Blake | December 6, 2008I call the Bernanke – Paulson twosome the Dynamic Duo because what they devise to solve our financial crisis is no more ridiculous than the far-fetched ways Batman and Robin used to escape sure death in the campy TV show. Unlike the TV show, I’ve stopped rooting for this financially bungling Dynamic Duo to succeed. [...]
Mortgages & Lending by Tom Koziol | November 7, 2008On Burning Your Mortgage As you may know I co-own an insurance agency with my son. To say we have a varied clientele is to understate the characters in our portfolio. I write this first piece based on one of them. Actually they are a couple who paid off their mortgage and were ecstatic. It [...]
Mortgages & Lending by Steve Heideman | October 27, 2008The Chinese have a saying: “May you live in interesting times”. Well, I don’t think there are many people out there who think that things have been boring lately. In the last weeks, mortgage markets whipsawed as the Dow Jones Industrial Average recorded both its largest one-day point gain and second-largest one-day point loss in [...]
Economy by David Peeples | October 10, 2008Two months ago, hardly anyone knew of credit default swaps, commercial paper, mortgage backed securities, and mark to market accounting. Now, guys like Hank Paulson and Ben Bernanke are household names right up there with Barack Obama and John McCain. It seems that everyone in America woke up a new financial guru because of our [...]
Economy by Joshua Dorkin | September 26, 2008As our great and venerable (throat clears) leaders continue to debate the bailout of banks and millions who cannot afford their homes, I thought that I’d share some quotes that might bring some perspective to the issue: On the value of money nowadays: And to think, $50 billion use to sound like an unimaginable amount [...]
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Joshua Dorkin
What a Private Mortgage Market Could Mean to You
by Kevin Kaczmarek | March 9, 2011The New York Times featured an interesting article last week on life after the 30 year mortgage. More specifically, how the mortgage market would look like if Freddie Mac and Fannie Mae go away. Some would say, the reduction in government “guidance” in the mortgage market will be good for free enterprise and will create [...]