Hi everyone, I'm 21 and looking to buy my first multi family in the coming months. The main issue, I've ran into is that I'm a bartender and make most of money from cash tips. I have about 20k saved up (to put towards a house). I was thinking I could temporialy find a good pay W2 job until I close on a house or potentiality use a hard money lender. 

What do you guys think? 

Will hard money lenders give me the same issues as a regular lender?