First time buyer in Toronto, Ontario, Canada need advice

First time buyer in Toronto, Ontario, Canada need advice

Member since 2023 · 1 post · 0 votes

Hi all,

I am looking to buy an investment property in Toronto for 550k and under as that is my budget with 20% down payment. I am looking for a property possibly having multiple units that I can rent out for a long period of time to earn rental income. I would also like to be able to refinance and get another property in later years. 

I need someone who can guide on how to execute this investment plan based on my current situation and I would like your advice if this sounded like a good plan to you? I am open to investing outside of Toronto given rental prospects are good in the other city

Thanks. 

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  • Calgary, AB · Member since 2021 · 327 posts · 176 votes
    3y

    Hi Faizan,

    I'm not sure if you live in Toronto or not, but Toronto is one of the most expensive markets in Canada. Finding a SINGLE property, let alone multiple units, in Toronto for 550k would be hard. 1 bedroom apartments will sell for 550k in Toronto. Although I agree with you that the rental market in Toronto will be tight for the foreseeable future, your price point is not super realistic in that market. 

    I think you should re-evaluate your investment plan and see if you can find a better market. 

  • Detroit, MI · Member since 2020 · 150 posts · 68 votes
    3y
    Quote from @Stevo Sun:

    Hi Faizan,

    I'm not sure if you live in Toronto or not, but Toronto is one of the most expensive markets in Canada. Finding a SINGLE property, let alone multiple units, in Toronto for 550k would be hard. 1 bedroom apartments will sell for 550k in Toronto. Although I agree with you that the rental market in Toronto will be tight for the foreseeable future, your price point is not super realistic in that market. 

    I think you should re-evaluate your investment plan and see if you can find a better market. 


     Hi Faizan, 

    I agree with Stevo on this one. Unfortunately, finding a property with multiple units in Toronto for this price would be very difficult and is a little unrealistic. 

    I agree with Stevo - in revaluating the plan and potentially finding a different market. 

    Have you considered investing in another part of Canada? 

    I have a lot of contacts that had much success in Windsor - happy to connect you to them if you'd like. 

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