Hello Bigger Pockets community!

I am a newbie investor looking for some guidance.

I currently own a small single family home, paid off. My partner and I are looking to start our family and need a bigger home. We are actively looking at houses.

We are trying to figure out how best to finance the new home, and hopefully keep my existing home to rent out to start our real estate investment career. I am actively reading the BRRRR book and would like to explore that investing niche.

I'm not sure if it is appropriate or smart to post actual numbers here, but I'm looking for some strategy suggestions.

We have some cash but not enough for the 20% down.

I have stocks I can either sell or take out a line of equity on. The stock line of equity is higher than the actual mortgage rate we are looking at. I'd rather not sell that much stock and take the capital gains hit right now.

And of course we have the house that we could take out a line of equity on that as well.

Or we could just put less than the 20% down and then pay for mortgage insurance or whatever is required for that.

So given all of that, how should we finance our bigger home to set us up for success to continue right on into BRRRR investing?

And if someone would like to discuss this privately and possibly help me find an agent or another resource to help work with us on investing, please DM me.

Any other strategic tips or suggestions in my position would be greatly appreciated as well.

Thanks so much, guys!  I'm really stoked to be joining such a positive, growth minded group of people.