Create equity in home vs work as an agent to create the income

Create equity in home vs work as an agent to create the income

Real Estate Agent · Wellington, CO · Member since 2017 · 58 posts · 17 votes

Question for BP... would you DIY finish your basement, costing $20k on 24 months no interest financing and adding roughly $50k to your homes equity, or spend those hundreds and hundreds of man hours instead building your real estate business with an end goal of being able to leverage $50-70k to put down on a multi fam property without having to go $15k in debt to create equity, but having no guarantee you'll make it as an agent. Method 1 is much more certain in creating equity to then use on a heloc and method 2 is going straight to work... thoughts. am brand new to the area. very little if any SOI.

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  • Real Estate Agent · Tampa, FL · Member since 2020 · 411 posts · 373 votes
    5y

    SOI is gigantic in the RE business and so is $$ investment.  I had underestimated how much of both I would need starting out, and TBH had I known I probably would have avoided going this route.  It is supremely difficult to get any traction on a shoestring budget because all the success stories sound like "well we dropped $7k in this marketing campaign and $7k in that other marketing campaign and after spending about $750k total we made over two million last year."  Dude.  And for those of us starting slim we get told "just call the people you know."  I know 15 people in this state and 12 of them wouldn't pick up the phone if I called (ex, former co-workers).  It's a grind and my savings is on vapors.  I love the business, I love selling, I love working with people, but I just didn't get into this racket with enough startup capital.  Nobody warned me about that.

    But if you DO have the capital you might have a totally different experience. You'll be able to afford real marketing campaigns, lead gen services, etc., to where you can really get some ROI going.

  • Bruce WoodruffPro Member
    Contractor/Investor/Consultant · San Diego / Phoenix · Member since 2021 · 12k+ posts · 15k+ votes
    5y

    I'm a contractor so it's in my blood. Best way to make money fast. If you know what you're doing.

    I had a RE license for a while years ago. Couldn't stand it, not my thing....

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