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Updated about 3 years ago on . Most recent reply

Joey Anderson's profile image
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Joey Anderson
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  • from Tampa, FL
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Joey Anderson
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Joey Anderson
  • Investor
  • Tampa, FL
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Mortgage Brokers & Lenders

What are some current DSCR loan options?

Joey Anderson
  • Investor
  • Tampa, FL
Posted

Hey guys, I'm looking for DSCR loans for propert in the great Tampa Bay Area. I'm looking for 2 or 3 4plexes or an 8-12 unit.

What are the going rates and terms?

What percentage of rents counts towards income?

All feedback is appreciated. Thanks.

  • Joey Anderson
    • Tampa, Florida
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    Stephanie P.
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    Quote from @Derek Nemec:
    Quote from @Troy Jones:

    @Joey Anderson

    Typical rates at the moment are mid 5s to mid 7s depending on fico, LTV, and property type. We have up to 40-year options available that a lot of investors are liking at the moment.


     Are there prepayment penalties?


    Yes. Prepays on all of the DSCR loans. They can be bought down and in some instances, bought out, but they are standard.

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