Lien Investor · San Diego, CA · Member since 2014 · 25 posts · 13 votes
We are looking for quiet title attorneys in California, Nevada, Washington and Florida. If you have a track record please let me know and email me at info@taxauctiondata with approximate cost of process.
I realize that some quiet title actions can be harder than others but I need a ballpark figure
Investor · Central Valley, CA · Member since 2012 · 6k+ posts · 3k+ votes
11y
Still not sure what you are trying to do. You don't need to do any leg work to obtain title insurance. Title tells you whether or not they will insure and why or why not,
Quiet title is a court case when you sue everyone who may have in interest in order to "quiet" title. In CA, title companies have a policy of waiting a year before they insure. This is because there is a year (in the code) where a taxpayer has the right to challenge the sale if it was improperly held. They don't get to redeem or overturn the sale because they forgot to pay or didn't receive it a bill. They have to prove improper procedure by the tax collector (and tender all the funds). Not that many tax deeds props are sold improperly, hence why there is special title insurance already available for tax sale properties in CA.
If I purchase a Tax Deed, isn't the only reason I would seek quiet title (using a service like Tax Title Services)is to get around the redemption period. We used their service in Washington and had a title policy after going through quiet title in about 3 months time which is much shorter than the 1 year redemption. I thought this is what everyone did with regard to a Tax Deed purchase.
Maybe Washington is different? In California there is a 12 month period in which to challenge the tax collector if the sale was improperly held (accounting mistake, improper notice, etc.). It is NOT a redemption period. The homeowner has no right to redeem the property at any time in CA. Tax Title Services is willing to write a policy for those 12 months, for the supposed additional risk and for a premium.
Indiana is a property judgment state and has stringent consumer protection laws as to material misrepresentations, unconscionable and fraudulent acts. I may not understand what you are trying to accomplish so consumer protection laws may not be relevant.
CA has no redemption period for the homeowner. However, there is a 12 month period to challenge an improper sale. So title companies don't offer insurance for that year post tax deed sale. Hence, a specialty title company, Tax Title Services came into being, willing to insure during that period in several states (underwritten by First American). Forming a company to compete with TTS is what we were talking about. Material misrepresentation, fraudulent acts and consumer protection laws are not relevant to that discussion.