How do I close the deal directly from the owner? Who will overlook the title transfer and the rest of the things that an agent does, if I don't have an agent?
Asking this question is a significant indicator that you would benefit from having a real estate agent involved in the transaction. However, you can deliver the contract directly to a title company yourself. A responsive title company should be able to help you with the process. Depending on your state, there are disclosures and other processes that are supposed to happen, but someone familiar with the process can navigate it without an agent fairly easily. It's mostly about knowing what the contractual obligations of each party are.
Asking this question is a significant indicator that you would benefit from having a real estate agent involved in the transaction. However, you can deliver the contract directly to a title company yourself. A responsive title company should be able to help you with the process. Depending on your state, there are disclosures and other processes that are supposed to happen, but someone familiar with the process can navigate it without an agent fairly easily. It's mostly about knowing what the contractual obligations of each party are.
If the seller is using a realtor you get own for free. If they aren’t you should be getting a discount, at least 2-3%. The seller is the person most likely to get in trouble in a no realtor transaction. They are the one who’s responsible for all the legal disclosures and may forget to give you one. In title company states it’s really easy but usually for people who have purchased homes before. But again, if they are using a realtor you get one for free.