How to get a loan for a 30+unit apartment building?

How to get a loan for a 30+unit apartment building?

New Port Richey, FL · Member since 2014 · 32 posts · 1 vote

What type of loans can you get to finance lets say a 40 unit apartment complex for 2 million? I heard theres alot of good goverment loans with low interest rates. What type of loans would work best for a large apartment complex? Any suggestion?

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  • Rental Property Investor · Phoenix/Lima, Arizona/OH · Member since 2012 · 4k+ posts · 4k+ votes
    11y

    Well, first of all, unless the rents in in these 40 units are $1,000+, then you shouldn't be trying to finance it since having paid $50,000/door you will more than likely loose money.

    Secondly, there are FHA loans, but $2 mil is likely too small for those. Basically, this is commercial portfolio loan scenario...Go to a local lender with perhaps 4 or 5 locations.

    Good luck!

  • Investor · North Richland Hills, TX · Member since 2013 · 1k+ posts · 1k+ votes
    11y

    Freddie Mac has a new loan programs that starts from $1M:

    www.freddiemac.com/multifamily/product/pdf/small_balance_loan.pdf

  • Rental Property Investor · MA · Member since 2014 · 420 posts · 213 votes
    11y

    SBA Commercial.  I have used it.  Very easy and very clear terms.

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