Real Estate Agent · Jacksonville, FL · Member since 2019 · 209 posts · 47 votes
I need insurance for a property with Fed pacific PANELS, minor leak under sink, and limbs hanging over roof. These things will be cleared up once bought but I need landlord insurance to cover the property.
1mil liability
ordinance insurance
renters insurance for tenent (quadplex all occupied)
wind/hail insurance
water damage
named storm insurance
possible flood insurance
1984 property quadplex 4 tenants. Do not have wind mitigation and will not have that. Have 4pts. I need a broker who can find insurance for property in florida. Everyone seems to think they can cover it then they drop the ball at the end. please contact me. Send me a message.
Insurance Agent · Orlando, FL · Member since 2015 · 297 posts · 122 votes
6y
@Jason Crowe These are all easily done across multiple policies.
DP3: Ordinance/law; wind/hail ; water; named storm (redundant)
HO4: Renters insurance (bought by the renters)
Umbrella/GL: Most policies only go up to $300,000 or $500,000 liability. An umbrella or commercial general liability policy would get you up to the requested $1 mil.
Flood: Typically provided on a separate policy but a few carriers now offer it as an endorsement to the DP3 policy.
Insurance Agent · Orlando, FL · Member since 2015 · 297 posts · 122 votes
6y
@Jason Crowe These are all easily done across multiple policies.
DP3: Ordinance/law; wind/hail ; water; named storm (redundant)
HO4: Renters insurance (bought by the renters)
Umbrella/GL: Most policies only go up to $300,000 or $500,000 liability. An umbrella or commercial general liability policy would get you up to the requested $1 mil.
Flood: Typically provided on a separate policy but a few carriers now offer it as an endorsement to the DP3 policy.