Investor · CA · Member since 2022 · 16 posts · 4 votes
Hi I am looking for lenders as I am shopping around to pull the equity out of my paid off property. I have ran into the situation where each lender wants to keep pulling my credit. Anyone know of any lenders who can use my last credit report that was pulled within less than 30 days to qualify for the loan ?
Lender · Nationwide · Member since 2021 · 220 posts · 105 votes
4y
I have never used a pre-existing credit report from another lender. However, I can originate multiple loans with the same credit report, as long as the loan is underwritten in the 90-day window of the pull.